:root{
  --navy:#0b1f3a;
  --navy-2:#102a52;
  --gold:#d6b25e;
  --gold-2:#f0d59a;
  --white:#ffffff;
  --ink:#0f172a;
  --muted:#5b667a;
  --bg:#f7f9fc;
  --card:#ffffff;
  --line:rgba(11,31,58,.12);
  --shadow:0 14px 40px rgba(10,20,40,.12);
  --radius:18px;
  --radius-sm:12px;
  --max:1140px;
  --focus:0 0 0 4px rgba(214,178,94,.28);
}

*{box-sizing:border-box}
html,body{height:100%}
body{
  margin:0;
  font-family: "Source Sans 3", system-ui, -apple-system, Segoe UI, Roboto, Arial, sans-serif;
  color:var(--ink);
  background:
    radial-gradient(900px 500px at 20% -10%, rgba(214,178,94,.22), transparent 55%),
    radial-gradient(700px 450px at 92% 12%, rgba(16,42,82,.16), transparent 55%),
    var(--bg);
  line-height:1.55;
}

a{color:inherit}

.container{
  max-width:var(--max);
  margin:0 auto;
  padding:0 18px;
}

.skip-link{
  position:absolute;
  top:-44px;
  left:12px;
  background:var(--white);
  color:var(--ink);
  padding:10px 14px;
  border-radius:10px;
  box-shadow:var(--shadow);
  z-index:9999;
  transition:top .2s ease;
}
.skip-link:focus{top:12px; outline:none; box-shadow:var(--focus), var(--shadow)}

.site-header{
  position:sticky;
  top:0;
  z-index:1000;
  background:rgba(247,249,252,.72);
  backdrop-filter:saturate(140%) blur(10px);
  border-bottom:1px solid rgba(11,31,58,.08);
}
.header-inner{
  display:flex;
  align-items:center;
  justify-content:space-between;
  padding:14px 0;
  gap:14px;
}
.brand{
  display:flex;
  align-items:center;
  gap:12px;
  text-decoration:none;
  min-width:220px;
}
.brand-mark{
  width:40px;
  height:40px;
  flex:0 0 auto;
}
.brand-text{
  display:flex;
  flex-direction:column;
  line-height:1.1;
}
.brand-text strong{
  font-family:"Playfair Display", Georgia, "Times New Roman", serif;
  letter-spacing:.2px;
}
.brand-text span{
  color:var(--muted);
  font-size:12.5px;
}

.nav{
  display:flex;
  gap:12px;
  align-items:center;
  flex-wrap:wrap;
  justify-content:flex-end;
}
.nav a{
  text-decoration:none;
  font-weight:600;
  font-size:14px;
  color:rgba(11,31,58,.86);
  padding:10px 12px;
  border-radius:999px;
  border:1px solid transparent;
  transition:background .2s ease, border-color .2s ease, color .2s ease, transform .2s ease;
}
.nav a:hover{
  border-color:rgba(214,178,94,.55);
  background:rgba(214,178,94,.12);
  color:var(--navy);
}
.nav a:focus{outline:none; box-shadow:var(--focus)}

.btn{
  display:inline-flex;
  align-items:center;
  gap:10px;
  text-decoration:none;
  padding:12px 16px;
  border-radius:999px;
  font-weight:700;
  font-size:14px;
  border:1px solid rgba(11,31,58,.12);
  background:rgba(255,255,255,.72);
  box-shadow:0 8px 24px rgba(10,20,40,.08);
  transition:transform .2s ease, background .2s ease, border-color .2s ease;
}
.btn:hover{transform:translateY(-1px); border-color:rgba(214,178,94,.65)}
.btn:focus{outline:none; box-shadow:var(--focus)}
.btn-primary{
  background:linear-gradient(135deg, var(--navy) 0%, var(--navy-2) 60%, #0a1530 100%);
  color:var(--white);
  border-color:rgba(255,255,255,.18);
}
.btn-primary:hover{
  border-color:rgba(214,178,94,.55);
}
.btn-icon{
  width:18px;
  height:18px;
  display:inline-block;
}

.page{
  padding:22px 0 54px;
}

.breadcrumb{
  display:flex;
  align-items:center;
  gap:10px;
  flex-wrap:wrap;
  margin:20px 0 14px;
  color:var(--muted);
  font-weight:600;
}
.crumb{
  display:inline-flex;
  align-items:center;
  gap:10px;
}
.crumb a{
  color:rgba(11,31,58,.82);
  text-decoration:none;
  border-bottom:1px solid rgba(214,178,94,.35);
}
.crumb a:hover{border-bottom-color:rgba(214,178,94,.95)}
.crumb .sep{opacity:.6}

.hero{
  display:grid;
  grid-template-columns: 1.2fr .8fr;
  gap:22px;
  align-items:stretch;
  padding:22px 0 8px;
}
.hero-card{
  background:linear-gradient(180deg, rgba(255,255,255,.78), rgba(255,255,255,.58));
  border:1px solid rgba(11,31,58,.12);
  border-radius:var(--radius);
  box-shadow:var(--shadow);
  padding:26px;
  overflow:hidden;
  position:relative;
}
.hero-card:before{
  content:"";
  position:absolute;
  inset:-2px;
  background:
    radial-gradient(500px 220px at 18% 10%, rgba(214,178,94,.36), transparent 60%),
    radial-gradient(520px 280px at 90% 0%, rgba(16,42,82,.20), transparent 55%),
    radial-gradient(400px 220px at 20% 95%, rgba(16,42,82,.12), transparent 55%);
  pointer-events:none;
  z-index:0;
}
.hero-card > *{position:relative; z-index:1}

.kicker{
  display:inline-flex;
  align-items:center;
  gap:10px;
  padding:9px 12px;
  border-radius:999px;
  background:rgba(214,178,94,.14);
  border:1px solid rgba(214,178,94,.36);
  color:rgba(11,31,58,.90);
  font-weight:800;
  font-size:13px;
  margin-bottom:14px;
}
.kicker-dot{
  width:10px;
  height:10px;
  background:var(--gold);
  border-radius:999px;
  box-shadow:0 0 0 3px rgba(214,178,94,.22);
}

h1{
  font-family:"Playfair Display", Georgia, "Times New Roman", serif;
  font-size:44px;
  line-height:1.08;
  letter-spacing:-.3px;
  margin:0 0 12px;
}
h2{
  font-family:"Playfair Display", Georgia, "Times New Roman", serif;
  font-size:28px;
  margin:0 0 10px;
  letter-spacing:-.2px;
}
h3{
  font-size:18px;
  margin:0 0 8px;
  color:rgba(11,31,58,.96);
}

.lead{
  color:rgba(15,23,42,.86);
  font-size:16.2px;
  margin:0 0 18px;
  max-width:60ch;
}

.hero-actions{
  display:flex;
  gap:12px;
  flex-wrap:wrap;
  margin-top:18px;
}

.hero-media{
  border-radius:var(--radius);
  border:1px solid rgba(11,31,58,.12);
  background:
    radial-gradient(600px 350px at 10% 15%, rgba(214,178,94,.30), transparent 55%),
    radial-gradient(520px 380px at 85% 15%, rgba(16,42,82,.24), transparent 55%),
    linear-gradient(180deg, rgba(16,42,82,.10), rgba(255,255,255,.55));
  box-shadow:var(--shadow);
  padding:18px;
  position:relative;
  overflow:hidden;
  display:flex;
  align-items:flex-end;
}
.hero-media:after{
  content:"";
  position:absolute;
  width:340px;
  height:340px;
  right:-110px;
  top:-120px;
  background:radial-gradient(circle at 30% 30%, rgba(214,178,94,.65), rgba(214,178,94,0) 60%);
  z-index:1;
  pointer-events:none;
}
.hero-media--image{
  background:none;
  padding:0;
  align-items:stretch;
}
.hero-banner-img{
  position:absolute;
  inset:0;
  width:100%;
  height:100%;
  object-fit:cover;
  z-index:0;
  opacity:.92;
  filter:saturate(105%);
}
.media-stack{
  position:relative;
  z-index:2;
  width:100%;
  display:grid;
  grid-template-rows:auto 1fr;
  gap:12px;
}
.hero-media--image .media-stack{
  padding:18px;
}
.media-mini{
  display:flex;
  gap:10px;
  align-items:center;
}
.pill{
  padding:10px 12px;
  border-radius:14px;
  background:rgba(255,255,255,.74);
  border:1px solid rgba(11,31,58,.10);
  font-weight:800;
  color:rgba(11,31,58,.86);
  font-size:13px;
  flex:1;
}
.pill strong{color:var(--navy)}
.stats{
  display:grid;
  grid-template-columns:1fr 1fr;
  gap:12px;
}
.stat{
  background:rgba(255,255,255,.72);
  border:1px solid rgba(11,31,58,.10);
  border-radius:16px;
  padding:14px 14px;
}
.stat b{
  display:block;
  font-size:20px;
  margin-bottom:4px;
  font-family:"Playfair Display", Georgia, serif;
}
.stat span{
  color:var(--muted);
  font-weight:700;
  font-size:13px;
}

.grid-2{
  display:grid;
  grid-template-columns: 1fr 1fr;
  gap:18px;
}
.grid-3{
  display:grid;
  grid-template-columns: repeat(3, 1fr);
  gap:14px;
}
.card{
  background:var(--card);
  border:1px solid rgba(11,31,58,.12);
  border-radius:var(--radius);
  padding:18px;
  box-shadow:0 10px 30px rgba(10,20,40,.06);
}
.card.soft{
  background:linear-gradient(180deg, rgba(255,255,255,.86), rgba(255,255,255,.62));
}
.feature{
  display:flex;
  gap:12px;
  align-items:flex-start;
}
.icon{
  width:38px;
  height:38px;
  border-radius:12px;
  background:rgba(214,178,94,.18);
  border:1px solid rgba(214,178,94,.36);
  display:flex;
  align-items:center;
  justify-content:center;
  flex:0 0 auto;
}
.icon svg{width:20px; height:20px; fill:var(--navy)}
.feature h3{margin:0 0 6px; font-size:16.5px}
.feature p{margin:0; color:rgba(15,23,42,.82); font-weight:600; font-size:14px}

.section{
  margin-top:26px;
}
.section-head{
  display:flex;
  align-items:flex-end;
  justify-content:space-between;
  gap:14px;
  flex-wrap:wrap;
  margin-bottom:14px;
}
.section-head p{
  margin:0;
  max-width:62ch;
  color:rgba(15,23,42,.80);
  font-weight:600;
}

.list{
  margin:12px 0 0;
  padding:0;
  list-style:none;
}
.list li{
  padding:12px 12px;
  border-radius:14px;
  border:1px solid rgba(11,31,58,.10);
  background:rgba(255,255,255,.70);
  margin-bottom:10px;
  display:flex;
  gap:12px;
  align-items:flex-start;
}
.check{
  width:20px;
  height:20px;
  flex:0 0 auto;
  border-radius:7px;
  background:rgba(214,178,94,.20);
  border:1px solid rgba(214,178,94,.40);
  display:flex;
  align-items:center;
  justify-content:center;
}
.check svg{width:14px; height:14px; fill:var(--navy)}
.list b{display:block; font-size:14px}
.list span{display:block; color:var(--muted); font-weight:650; font-size:13px; margin-top:3px}

.cta-bar{
  margin-top:22px;
  display:flex;
  justify-content:space-between;
  gap:14px;
  flex-wrap:wrap;
  align-items:center;
}
.cta-bar .note{
  color:rgba(15,23,42,.78);
  font-weight:650;
  max-width:70ch;
}

footer{
  border-top:1px solid rgba(11,31,58,.10);
  margin-top:36px;
  padding:26px 0 34px;
}
.footer-grid{
  display:grid;
  grid-template-columns: 1.2fr 1fr 1fr;
  gap:16px;
}
.footer-grid p{
  color:rgba(15,23,42,.80);
  font-weight:600;
  margin:0;
}
.footer-title{
  font-weight:900;
  color:rgba(11,31,58,.95);
  margin-bottom:10px;
}
.footer-links a{
  display:block;
  color:rgba(11,31,58,.86);
  text-decoration:none;
  font-weight:700;
  padding:7px 0;
  border-bottom:1px dashed rgba(214,178,94,.35);
}
.footer-links a:hover{border-bottom-color:rgba(214,178,94,.95)}

.small{
  color:var(--muted);
  font-weight:650;
  margin-top:18px;
  font-size:13px;
}

.form{
  display:grid;
  grid-template-columns:1fr 1fr;
  gap:12px;
  margin-top:14px;
}
.field{
  display:flex;
  flex-direction:column;
  gap:8px;
}
.field label{
  font-weight:800;
  font-size:13px;
  color:rgba(11,31,58,.90);
}
.field input,
.field select,
.field textarea{
  font:inherit;
  padding:12px 12px;
  border-radius:14px;
  border:1px solid rgba(11,31,58,.14);
  background:rgba(255,255,255,.80);
  outline:none;
}
.field input:focus,
.field select:focus,
.field textarea:focus{
  box-shadow:var(--focus);
  border-color:rgba(214,178,94,.65);
}
.field textarea{min-height:120px; resize:vertical}
.form .full{grid-column:1 / -1}
.form-actions{
  grid-column:1 / -1;
  display:flex;
  gap:12px;
  flex-wrap:wrap;
  align-items:center;
  justify-content:flex-start;
  margin-top:4px;
}

.news-card{
  padding:16px;
  border-radius:var(--radius);
  background:linear-gradient(180deg, rgba(255,255,255,.88), rgba(255,255,255,.62));
  border:1px solid rgba(11,31,58,.12);
}
.news-meta{
  display:flex;
  gap:10px;
  flex-wrap:wrap;
  align-items:center;
  color:var(--muted);
  font-weight:800;
  font-size:13px;
  margin-bottom:8px;
}
.tag{
  padding:7px 10px;
  border-radius:999px;
  border:1px solid rgba(214,178,94,.35);
  background:rgba(214,178,94,.14);
  color:rgba(11,31,58,.88);
  font-weight:900;
}
.news-card h3{
  margin:0 0 10px;
  font-size:17px;
}
.news-card p{
  margin:0 0 14px;
  color:rgba(15,23,42,.82);
  font-weight:650;
  font-size:14px;
}

.toc{
  position:relative;
}

@media (max-width: 920px){
  h1{font-size:36px}
  .hero{grid-template-columns:1fr}
  .grid-3{grid-template-columns:1fr}
  .grid-2{grid-template-columns:1fr}
  .footer-grid{grid-template-columns:1fr}
  .form{grid-template-columns:1fr}
}